Anti-Money-Laundering (AML) Policy

Last updated: August 2026

Dolla.fo takes anti-money-laundering seriously despite operating a non-redeemable-credit model. Because we accept crypto deposits, we adopt controls appropriate to that risk profile.

Controls in place

Deposit tracking: every deposit is logged with amount, asset, network, transaction hash, and timestamp. This creates a permanent, tamper-evident audit trail.
Manual cashout review: all cashouts are approved by hand, giving us the opportunity to spot suspicious patterns (rapid deposit-and-cashout, unrelated deposit addresses, split-and-combine layering).
KYC on threshold: we require KYC before cashouts over $500 cumulative in a rolling 30-day window (see KYC Policy).
Source of funds: for crypto deposits above $1,000 we may request proof of source before crediting the balance.
Sanctions screening: we do not accept deposits from wallets flagged by common on-chain compliance providers.

Prohibited activity

Depositing funds you know or suspect to be from criminal activity
Using Dolla.fo to layer or convert funds without a genuine intent to play
Attempting to withdraw to a wallet address different from the deposit address without prior approval
Using someone else's identity or crypto wallet

Reporting

Where required by law, we cooperate with financial-crime enforcement authorities and may disclose account and transaction records without prior notice.